2016 Hurricanes – If You're Near the Coast – Prepare

Nick KhamarjiHome Owners Insurance, NewsLeave a Comment

2016 hurricanes

All of the weather-related news sources are on the same page when it comes to the 2016 Hurricane season that runs from June 1st through November 30th. Internet search results reveal all the usual suspects advising that 2016 will be active for storms in the Atlantic

Residents of Connecticut need to understand that “active” means “active” and nothing else. But, the indicators that are taken into consideration don’t lie. These indicators are known warning signs that storms will be abundant and in many cases, hurricane activity is the result. Whether any of the predicted storms make landfall is another matter. We’ll know in advance of a direct threat, but in many cases, not early enough to make last minute preparations. As they say, “the best defense is a good offense,” which when translated, means prepare early and prepare for the worst.

Advance Preparations Needed

Most of the insurance carriers and agents offer preparation lists before the onset of the season, and most agree on certain steps that need to be taken to protect your property and assure safety for you, your family, and your pets.

  • Secure your Property: Considered your first line of defense of property, your roof must be able to withstand high winds and flying objects like tree limbs and shrubs. Entering the hurricane season with an old worn-out roof is a recipe for disaster. Older roofs with worn shingles allow water to enter your home and will likely be blown away by severe gusts that accompany every hurricane.

Windows should be able to be shuttered or covered with plywood at the first notice of an impending named storm. Shuttering secondary doors and windows makes very good sense. Residents should also consider attached and unattached structures like carports, sheds, gazebos, and fencing. If attached to your home, severe damage can result when these flimsy structures are ripped away, and in many cases, fence planks can become missiles if not properly attached.

Don’t forget dead tree limbs, lawn furniture, and swing-sets. Items in your yard are very likely to become missiles that can cause significant damage to your home or your neighbor’s home.

  • Implement a Family Disaster Plan: Your family must know what to do and when to do it anytime a hurricane is expected to make landfall in your area. Your plan should include things like where to go if you’re forced to evacuate and a list of what should be taken, arrangements for your pets, how you will communicate with family members if you separate, and communication with neighbors. Many insurers offer Disaster Plans that have been created based on facts retrieved from historical events. You can also click on the following links to view and print recommended plans.
Probably the most important thing any homeowner can do regarding 2016 hurricanes and other natural disasters is to be informed. There are many resources online and in libraries that provide the information you need to prepare for the worse.

You can also call an insurance professional at New England Insurance to get information about disaster planning and details about 2016 hurricanes that may be approaching. This is just another perk when you do business with a local agent that is aware of what’s going on in your neighborhood. Call us today! (203) 367-2222