Commercial Property Insurance


Serving the unique needs of Commercial Property Owners throughout Connecticut

Connecticut Commercial Property Insurance

A basic commercial property insurance policy may be all you need, although the types of coverage can vary between different insurance companies. As an independent agent, New England Insurance can help you determine the type of insurance policy and range of coverage that is best for your business.

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One of the most common types of business insurance, commercial property insurance provides a wide range of coverage for buildings, inventory, equipment, tools and more. Losses from fire, break-in, vandalism, windstorm and other natural or manmade disasters are examples of what is typically covered.

A basic commercial property insurance policy may be all you need, although the types of coverage can vary between different insurance companies. As an independent agent, New England Insurance can help you determine the type of insurance policy and range of coverage that is best for your business. For a full list of coverage available, or to learn more about this product, contact us today at nick@newenglandinsurance.com.

What you need to know about commercial property insurance

Building

Do you own a commercial building?  If so, do you have enough commercial property insurance to cover replacement costs?  Although cost estimators are available, we recommend that you secure an appraisal from a third party to accurately determine the current replacement cost of your building. Give New England Insurance a call today at 203-367-2222, and we’ll help you determine if you have enough commercial property insurance for your business.

Flood

Most commercial property policies exclude flood as a covered cause of loss. A separate policy must be purchased to protect you from resulting damage. Check your current property insurance policy to be sure you are covered. If you’re unsure, just ask New England Insurance to review your coverage, and we’ll help you find the best solution.

Business Personal Property

Business personal property insurance covers property at a specified location for furniture, fixtures, equipment and inventory. Be aware that most commercial property policies have very limited coverage for property taken off the specified location. If you have equipment that is frequently taken off-site to various locations, it is important that you have an inland marine policy (equipment or installation floater).

Business Income (Business Interruption Coverage)

This coverage reimburses a business owner for lost profits and fixed expenses during the time that a business is closed.  It applies while the premises are being restored because of damage from an event, such as a fire. Business income insurance may also cover financial losses that occur if civil authorities limit customer access to your neighborhood or business after a disaster.  New England Insurance strongly recommends that all businesses acquire this coverage.

Electronic Data Processing (EDP)

This coverage is separate property coverage specifically designed to protect your computer related equipment. Most commercial property policies have limited coverage for computer networks. EDP broadens the causes of loss to include things like power surges and in some cases virus attacks.

Based in Connecticut, New England Insurance understands the business insurance needs of our customers. The right coverage for you is unique – call us at 203-367-2222 or nick@newenglandinsurance.com today to find out how to protect your business and your future with the right insurance.


How Do I Get Started?


Working with a broker at New England Insurance is easy!

Here’s a brief overview of how we work for you to get the best coverages and carriers in the state!

One


Get in touch with us!


  • Call
  • Email
  • Fax
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  • Website Chat
  • We’ll Meet You

Two


We work on your behalf with over 75 insurance companies to get you the best coverages at the most compentitive rates.


  • Top Rated in CT
  • Fast Turnaround
  • Best Coverage Options
  • Discounts

Three


You sign the applications and are insured!


  • DocuSign Electronic Signature
  • Paperless Options
  • Accessible Brokers and Staff

We’re Insurance Professionals


Our licensed brokers are here to work with you to manage your risk and meet all of your insurance needs.

Our staff strive to be active and involved in our communities and industry.

In 2016, Nick Khamarji, Jr. was elected President of the Professional Insurance Association’s CT Young Insurance Professionals.

More Types of Insurance


At New England Insurance, our brokers work with any and all types of insurance coverages.

Ask us about any type of insurance and we’ll be sure to get you the best information to best serve you!