Homeowner’s Insurance

Look after your home and everything in it with homeowners insurance through New England Insurance.

Connecticut Homeowners Insurance

You love where you live. Make sure it’s protected.

Home is the place where you feel the most like yourself, and that’s worth protecting.

homeowners insurance

Residents of Connecticut understand that their home is more than boards and nails. It is the place where individuals and families create and build families, form communities, and build their dreams. When we consider that our home is typically our most valuable asset, it makes good sense to protect it with a comprehensive homeowner’s insurance policy.

Understand Your Package of Coverages

Similar to the personal auto policy, the homeowner’s insurance policy provides a package of coverages that protect your home, your personal belongings, and your personal liability.

Dwelling: Dwelling coverage protects the structure of your home and will pay for repairs for damages or, in the event of a total loss, a complete rebuild due to a covered peril subject to your deductible.

Other Structures: Many homeowners have unattached structures on their property such as a workshop or free-standing garage. This coverage will pay for repairing damages or replacing any structures that are not attached to your home.

Personal Property (Contents): Anything within your home that is not attached to it is considered personal property. Your home insurance will pay to repair or replace any of your damaged personal property resulting from a covered peril, subject to your deductible.

Personal Liability: Your personal liability coverage will cover you and your family if you are found liable for injuries to a third party that occur on your property or in your home.

Medical Payments: The medical payments coverage is similar to your personal liability coverage except liability does not have to be proven for a third party to collect benefits.

Loss of Use: If a covered peril causes damage to your property, and you and your family must live elsewhere while your home is under repair, your will be reimbursed for the expenses that result from the loss of use of your home.

Optional Coverages: While most Connecticut home insurance policies contain a list of core coverages, there are also optional coverages such as water-backup, scheduled personal property, mold coverage, and identity theft that can be added for an additional premium.

We’ll Walk and Talk You Through It

The New England Insurance licensed professionals are delighted to take the necessary time to discuss each available coverage and how it will benefit you and your family. We understand that homeowner’s insurance can be confusing and that Connecticut residents have different needs. We are available to design a comprehensive package of coverages that will meet your individual needs at an affordable price. We will always put you and your household first.

We encourage Connecticut residents to contact us by phone, email, text, or message to get a free and confidential quote for all your insurance needs. (203) 367-2222.

How Do I Get Started?

Working with a broker at New England Insurance is easy!

Here’s a brief overview of how we work for you to get the best coverages and carriers in the state!


Get in touch with us!

  • Call
  • Email
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  • Website Chat
  • We’ll Meet You


We work on your behalf with over 75 insurance companies to get you the best coverages at the most compentitive rates.

  • Top Rated in CT
  • Fast Turnaround
  • Best Coverage Options
  • Discounts


You sign the applications and are insured!

  • DocuSign Electronic Signature
  • Paperless Options
  • Accessible Brokers and Staff

We’re Insurance Professionals

Our licensed brokers are here to work with you to manage your risk and meet all of your insurance needs.

Our staff strive to be active and involved in our communities and industry.

In 2016, Nick Khamarji, Jr. was elected President of the Professional Insurance Association’s CT Young Insurance Professionals.

More Types of Insurance

At New England Insurance, our brokers work with any and all types of insurance coverages.

Ask us about any type of insurance and we’ll be sure to get you the best information to best serve you!