Renters Insurance


Protect your clothes, furniture, jewelery, and electronics with Connecticut renters insurance.

Renters Insurance in Connecticut

Residents of Connecticut who are renting their home, apartment or condo should consider purchasing renter’s insurance for three very important reasons:

renters insurance

 

1. Your landlord’s insurance does not provide coverage for your belongings if they are damaged or stolen.
2. Your personal belongings are at risk of damage from fire, windstorm, and burglary or theft.
3. You, as a renter, are liable for injuries to a third party that happen on or in the property you are renting.

Coverage Provided

• Personal Property (Contents): Anything you own or lease within your rented residence is considered personal property. These are items like furniture, clothing, electronics, and appliances that are not attached to the structure. Your renter’s policy will pay to repair or replace your personal property if they are damaged by a covered peril, subject to your deductible.

• Personal Liability: This coverage pays if a named insured (you or another resident) is found liable for injuries to a third party that occur in or on your rented property. Many landlords require that you carry this coverage and add them as an additional insured.

• Medical Payments: Similar to personal liability, medical payments coverage will pay for injuries to a third party, but proof of liability is not required. Typically, this coverage takes care of expenses resulting from minor injuries.

• Loss of Use: Typically misunderstood by policyholders, the loss of use coverage is a valued benefit that pays if you or your family must relocate temporarily while the residence you are renting is under repair.

• Optional Coverages: Depending on your insurance carrier, most renter’s policies offer optional coverages such as scheduled personal property (expensive jewelry and art), credit card protection, and identity theft.

The insurance professionals at New England Insurance are available to discuss all features and benefits of renter’s insurance and are happy to offer a free and confidential quote. Call, email, text, or message us today for more information and details. (203) 367-2222.


How Do I Get Started?


Working with a broker at New England Insurance is easy!

Here’s a brief overview of how we work for you to get the best coverages and carriers in the state!

One


Get in touch with us!


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Two


We work on your behalf with over 75 insurance companies to get you the best coverages at the most compentitive rates.


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Three


You sign the applications and are insured!


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We’re Insurance Professionals


Our licensed brokers are here to work with you to manage your risk and meet all of your insurance needs.

Our staff strive to be active and involved in our communities and industry.

In 2016, Nick Khamarji, Jr. was elected President of the Professional Insurance Association’s CT Young Insurance Professionals.

More Types of Insurance


At New England Insurance, our brokers work with any and all types of insurance coverages.

Ask us about any type of insurance and we’ll be sure to get you the best information to best serve you!